tag:blogger.com,1999:blog-8242926316765633205.post4871780009880927405..comments2024-03-17T04:14:44.845-05:00Comments on Frugal Scholar: Credit Card PerksFrugal Scholarhttp://www.blogger.com/profile/12696815672500452503noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-8242926316765633205.post-1634001653329460922009-09-22T23:55:57.429-05:002009-09-22T23:55:57.429-05:00I've been using Discover since around March I ...I've been using Discover since around March I think and so far I've been paying it off - sometimes twice a week I'll make a payment just to be sure! I've earned over $100 cashback that I've been letting build there. I think it has to be $30 before you can take it out but I'm thinking I'll leave it til the end of the year then move it to my checking account then ING savings. I did find myself not 'remembering' purchases so I got one of those little atm registers and log in my purchases so I know what's coming up. Any bill that doesn't charge extra(AT&T, electric) I have charged to that card. I also do a little online shopping through Discover if I know the store is available. Some purchases get 5% cashback depending on the promotion and purchasing through their online link also gives more back.Suzyhttps://www.blogger.com/profile/09736403277973311615noreply@blogger.comtag:blogger.com,1999:blog-8242926316765633205.post-34193304612109467302009-09-17T19:44:20.897-05:002009-09-17T19:44:20.897-05:00@FB==And the rebates aren't taxable! Love it!
...@FB==And the rebates aren't taxable! Love it!<br /><br />@Duchesse--You are the only person I know who does that--besides me. I've always wondered if prepaying like tht would cancel the fees for cash advances. I don't dare try it.<br /><br />@SarahA--I've been reading about others who pay off the card more than once a month. I'm going to look into this.Frugal Scholarhttps://www.blogger.com/profile/12696815672500452503noreply@blogger.comtag:blogger.com,1999:blog-8242926316765633205.post-57933217411278426262009-09-17T08:56:16.231-05:002009-09-17T08:56:16.231-05:00I have used credit for everything for a while beca...I have used credit for everything for a while because I can't remember what I spend cash on but my credit card bill has a nice list for me to look at. Since I use it anyway, I got a card that pays me back into my IRA. It does it automatically, too. <br /><br />I pay my card off twice a month. That way I can see what is going on often and I've been told it's better for my credit.SarahAhttps://www.blogger.com/profile/11276261008019721929noreply@blogger.comtag:blogger.com,1999:blog-8242926316765633205.post-69461231221162923292009-09-17T07:27:56.792-05:002009-09-17T07:27:56.792-05:00I have a business Visa and a personal one. The bus...I have a business Visa and a personal one. The business one b/c our accountant says the taxman looks at our expenses (we own a small business) and his sense is that things look more "legit" if you paid by Visa. (Weird.)<br /><br />The personal Visa is air miles card for a reason: It encourages DH to travel! Charge everything and pay even before I get the bill.<br /><br />Before a trip I often send money so I have a credit balance, and use my Visa like a debit card- but with air miles.Duchessehttps://www.blogger.com/profile/09986153653120526776noreply@blogger.comtag:blogger.com,1999:blog-8242926316765633205.post-69781061145389885242009-09-16T18:23:50.756-05:002009-09-16T18:23:50.756-05:00I absolutely LOVE using my credit card for everyth...I absolutely LOVE using my credit card for everything.<br /><br />I get points to use as dollars in the grocery store. I charge our plane tickets, hotel, everything on there (BF reimburses me his half), and clear it immediately<br /><br />When I did that for our trip to Portugal, it gave us $60 in free money to use at the grocery store :)<br /><br />It's awesome.FB @ FabulouslyBroke.comhttps://www.blogger.com/profile/12966672580040786485noreply@blogger.com