Unexpected Savings: Car Insurance

I live in a high insurance state. I'm not sure why, but family members in other states pay substantially less than we do.

The high cost of insurance has kept us from springing for a new car. Well, that and pathological frugality. And Mr FS's desire to have the totaled 1998 Camry live to be 20. Oh well.

The somewhat scuzzy rep who tried (?) to tack on the $695 Accessories Fee the other day also mentioned that the safety features of the new Accord would lower the insurance rates. To wit: the camera that shows what is BEHIND you as you back up. He was right.

Our insurance was $460 (or $406? can't remember) for 6 months! That's half of what we expected it to be.

Something to think about when choosing between new or used. Let's hope this car makes it to 20 years....and does not come into the path of a speeder who was driving without license or proof of insurance. And sped away after showing a state ID.