For some time now, I've been dreading an inevitable event: my latest root canal. It's not the pain, since, unlike in days of yore, root canals are now relatively pain free. No, it's the money. About $1200, I think. That's without the crown. Luckily, as my dentist said, I already HAVE a crown on the tooth in question, so that's a savings (so to speak) right there.
Of course, my flex account will be out of money, because we had to contribute for 6 months only this year. I don't know if I can hold out till July 1 (when I may be in France! Maybe I should have my root canal there).
So, why does the cost of dental work make me so miserable? All my acquaintances are resigned to the inevitable. I am miserable BECAUSE I am frugal. Yes, dental work wreaks havoc on my frugal ratios.
To wit. A normal person rents a tuxedo for son's prom. Cost: around $100.00. The ratio of tux to root canal is 1:12. that seems right.
I, in contrast, got that tux at a thrift, and spent $20.00 on the whole outfit. Therefore, my tux to root canal is 1:60.
Then, I got my daughter some Citizens of Humanity jeans for $5.00. Retail is about $150.00. So, while the regular ratio is 1:8, my ratio is 1:240.
Even food gets into the act. I've been spending only about $100/month on food, since I am still trying to use up all my stockpiled foods (plus, we have garden greens). I can buy a YEAR OF FOOD for the price of the dental work.
And, saddest of all, I don't even want to think of how many hours I must work to pay for the procedure. It seems that my frugality on zillions of little things makes the cost of things that are out of my control (and for which there is no easily available frugal substitute) seem even more expensive. Oh, misery.
Do you ever figure frugal ratios? Watch out. It's addictive and--sometimes--dispiriting.