Even though I am not too optimistic about completing my declutter/re-organize project (having failed many times in the past), I have made more progress this time than ever before. Perhaps it is because we have no kids at home at the moment and we are working against a deadline--our trip to Nantes. Boundaries--temporal or spatial--are, of course, the key to organizing, and that goes for finances too.
Every time I get dispirited with my project, I turn to a LIBRARY book for some adrenaline: yes, that Susan Pinsky book once more. SP is anti-stockpiling, however. I don't let that area of disagreement keep me from getting what is good from her book.
Here, though, is a somewhat controversial recommendation: DON'T BOTHER SHREDDING. SP says that most identity theft occurs electronically. And a lot is perpetrated by someone you know. SP notes that shredding takes time, electricity, and so on. It also creates a "SHRED" pile next to the shredder.
OK. SP says: If you are worried, tear your bank statements and the like through the name and account number. Put each half in different places: one in a waste basket and one in another garbage can.
She also says the only thing you must be careful with is your social security number, which appears on very few documents, mostly tax-related. She recommends a black permanent marker for that.
Our problems with stolen credit card numbers have all (only two instances,actually, and easily resolved) been electronic: at a gas station and a restaurant.
So what do you think? Do we dare give up shredding?